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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Issue: December 2025
Volume 10 | Issue 12
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Impact Factor : 8.14
Issue per Year : 12
Volume Published : 10
Issue Published : 115
Article Submitted : 19456
Article Published : 8041
Total Authors : 21252
Total Reviewer : 769
Total Countries : 144
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| Paper Title: | DIGITAL PAYMENT SYSTEMS AND THEIR IMPACT ON FINANCIAL INCLUSION |
| Authors Name: | JEENA MOL STEPHEN |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_205773
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| Published Paper Id: | IJRTI2508118 |
| Published In: | Volume 10 Issue 8, August-2025 |
| DOI: | |
| Abstract: | The rapid evolution of financial technology has transformed the way individuals and businesses access and utilize financial services. Digital payment systems such as mobile wallets, Unified Payments Interface (UPI), contactless cards, and QR-based payments have emerged as critical tools in promoting financial inclusion, especially in developing economies. This paper explores the role of digital payment systems in expanding access to financial services, reducing transaction costs, and enhancing economic participation. It also examines the challenges associated with digital payment adoption, including infrastructure gaps, cybersecurity concerns, and digital literacy barriers. |
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| Cite Article: | "DIGITAL PAYMENT SYSTEMS AND THEIR IMPACT ON FINANCIAL INCLUSION", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 8, page no.b134-b139, August-2025, Available :http://www.ijrti.org/papers/IJRTI2508118.pdf |
| Downloads: | 000619 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2508118
Registration ID:205773
Published In: Volume 10 Issue 8, August-2025
DOI (Digital Object Identifier):
Page No: b134-b139 Country: TRIVANDRUM, KERALA, India Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2508118 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2508118 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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