 |
International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.14 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
|
Issue: October 2025
Volume 10 | Issue 10
Review Result and Publication of Paper within : 2-3 days
Click Here For more DetailsFor Authors
Forms / Download
Published Issue Details
Editorial Board
Other IMP Links
Facts & Figure
Impact Factor : 8.14
Issue per Year : 12
Volume Published : 10
Issue Published : 113
Article Submitted : 18361
Article Published : 7814
Total Authors : 20641
Total Reviewer : 756
Total Countries : 142
Indexing Partner
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
|
Published Paper Details
|
|
| Paper Title: | RURAL INDEBTEDNESS AMONG AGRICULTURAL FARMERS WITH REFERENCE TO VELUR PANCHAYATH |
| Authors Name: | AJITH K S |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_182701
|
| Published Paper Id: | IJRTI2206279 |
| Published In: | Volume 7 Issue 6, June-2022 |
| DOI: | |
| Abstract: | Indebtedness means an obligation to pay money to another party. It has been acknowledged as one of the most infamous stumbling blocks in the way of rural prosperity. Indebtedness is characterized as unproductive usage of loans, usurious engagement of the borrower, captivation of productive resources, the exercise of coercive and exploitation and social powers by the lending and er, and feeling, of guilt and helplessness. Poverty is perhaps a major cause of rural indebtedness. The low level of rural incomes and the uncertain and primitive farming of small landholdings make it impossible to meet these needs. One of the major problems concerning rural society is indebtedness. . One of the major problems concerning rural society is indebtedness. This problem is just not related to one individual but is passed on from one generation to the next generation. The study is an attempt to analyze the reason, extent, and impact of indebtedness among the farmer’s households in the Velur panchayath. The study carried out the objectives of analyzing the socio-economic condition, nature, and extent of debt and major remedial measures. Primary data were collected from randomly selected 4 wards and from 100 households. The collected data were analyzed with simple statistical tools and interpretations were made based on the analysis. From the study, it is seen that 92% of HHs were taken different types of loans for agriculture, housing, education, vehicle, gold loan, etc. their income was not sufficient to repay the loan regularly. The major reasons for the delay in repayments were crop failure, high-interest rate, unexpected loss, unorganized debt source, unproductive debt, labor problems conspicuous consumption, etc. Agricultural is a seasonal product, there is a gap between produce and harvest period. In between the harvest period they don’t have any income generates from the field. To meet their wants, they create debt or loan, this debt is burden to the family. The issue of indebtedness becomes a matter of intensive debate whenever the agricultural sector faces distress. Indebtedness should be pre-empted of the overtone of optimism. Indebtedness is not the state of being under the financial obligation undertaken on account of productive utilization of resources promoting economic achievement of borrower; rather it is state of being under the financial obligation undertaken on account of compulsion and being ensnared in the cobweb of usury. If the identified problem were rectified with suggestive measures, we have to control and limit the rural indebtedness to an extent. |
| Keywords: | Rural indebtedness, Poverty, Farmers ,Income |
| Cite Article: | "RURAL INDEBTEDNESS AMONG AGRICULTURAL FARMERS WITH REFERENCE TO VELUR PANCHAYATH", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 6, page no.1863 - 1868, June-2022, Available :http://www.ijrti.org/papers/IJRTI2206279.pdf |
| Downloads: | 000205141 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
| Publication Details: |
Published Paper ID: IJRTI2206279
Registration ID:182701
Published In: Volume 7 Issue 6, June-2022
DOI (Digital Object Identifier):
Page No: 1863 - 1868 Country: THRISSUR, KERALA, India Research Area: Social Science and Humanities Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2206279 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2206279 |
| Share Article: | |
|
Click Here to Download This Article |
|
| Article Preview | |
|
|
|
Major Indexing from www.ijrti.org
| Google Scholar | ResearcherID Thomson Reuters | Mendeley : reference manager | Academia.edu |
| arXiv.org : cornell university library | Research Gate | CiteSeerX | DOAJ : Directory of Open Access Journals |
| DRJI | Index Copernicus International | Scribd | DocStoc |
ISSN Details
 |
 |
|
ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
DOI (A digital object identifier)
| Providing A digital object identifier by DOI.ONE How to Get DOI? |
Conference
Open Access License Policy
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
Important Details
Join RMS/Earn 300
WhatsApp
Click Here
Click Here
Indexing Partner |
|||
| Copyright © 2025 - All Rights Reserved - IJRTI | |||