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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14

Issue per Year : 12

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Paper Title: Data protection and cyber security in banking
Authors Name: K.Dharshini , P.Vishnu priya , P.L.Shariya , M.Guruharini , C.Ajay
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IJRTI_208264
Published Paper Id: IJRTI2512037
Published In: Volume 10 Issue 12, December-2025
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Abstract: ABSTRACT The digital development of the banking industry, driven by AI, cloud computing, and blockchain, has increased efficiency and accessibility but also raised several challenges related to data protection and cybersecurity, such as phishing, ransomware, and breaches that have caused billions of dollars in losses, with more than 20,000 attacks worldwide that resulted in losses of over US$12 billion. Some of the ways banks can effectively respond to such threats include data encryption, multi-factor authentication, real-time monitoring, employee training, and adherence to differe¹nt regulations like GDPR, PCI-DSS, and India’s IT Act 2000 to protect sensitive data and guarantee the stability of finances and customer trust. Stronger plans not only reduce risks but also provide businesses with competitive edges, underlining adaptive governance in the face of increasing digital adoption
Keywords: Data protection,Cyber security,Ransomware,Multi factor Authentication
Cite Article: "Data protection and cyber security in banking ", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 12, page no.a302-a309, December-2025, Available :http://www.ijrti.org/papers/IJRTI2512037.pdf
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ISSN: 2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID: IJRTI2512037
Registration ID:208264
Published In: Volume 10 Issue 12, December-2025
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Page No: a302-a309
Country: Pudukkottai , Tamil Nadu, India
Research Area: Other
Publisher : IJ Publication
Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2512037
Published Paper PDF: https://www.ijrti.org/papers/IJRTI2512037
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED, Journal Starting Year (ESTD) : 2016

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