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India namely NTPC Limited and THDC India Limited. The research question will examine how the difference in debt structure, maturity structure and risk aversion policy, standards affect the profitability and financial stability in 2019-2024. The primary indicators which have been poor analyzed with the help of secondary data (annual reports and financial databases) were debt-to-equity, long-term debt, interest coverage, cost of debt, return on assets (ROA), the return on equity (ROE), and net profit margin. The analysis reveals that NTPC possesses more aggressive growth-based finishing framework featuring higher limits of debtto-equity ratio (1.451.62) and long-term debt ratio (0.820.87) and interest coverage is 3.439. It has a more bottom bearing strategy with the ratio of debt-to-equity ratio of 1.12-1.26 and interest coverage ratio of 4.3-5.1 which gives it high financial health, but very low returns nearing zero. The ROE in NTPC was on average 12.5-13.5 versus the 11.1-11.5 in THDC. The paper concludes that, proper structuring of debt, through risk management, is essential in boosting profitability in addition to enhancing the sustainability approach in capital-intensive sector. The findings are quite useful to managers, investors and policymakers on strategic finance decisions in the Indian power industry
"A Comparative Analysis of Debt Structure, Risk Strategies, and Financial Performance: A Case Study of NTPC Limited and THDC India Limited", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 12, page no.a54-a60, December-2025, Available :http://www.ijrti.org/papers/IJRTI2512009.pdf
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2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator