UGC CARE norms ugc approved journal norms IJRTI Research Journal

WhatsApp
Click Here

International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.14 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)

Call For Paper

For Authors

Forms / Download

Published Issue Details

Editorial Board

Other IMP Links

Facts & Figure

Impact Factor : 8.14

Issue per Year : 12

Volume Published : 8

Issue Published : 81

Article Submitted : 5865

Article Published : 3236

Total Authors : 8222

Total Reviewer : 541

Total Countries : 72

Indexing Partner

Licence

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
Published Paper Details
Paper Title: Risk Assessment and Credit Risk in Registered Deposit Taking Saccos in Western Kenya
Authors Name: Janet Mongina , Denis Ouma , Joseph Otsyulah
Download E-Certificate: Download
Author Reg. ID:
IJRTI_184475
Published Paper Id: IJRTI2211011
Published In: Volume 7 Issue 11, November-2022
DOI:
Abstract: Abstract: The study was aimed at establishing the effect of risk assessment on credit risk in deposit taking Saccos in Western Kenya. A descriptive research design was used while the sample size was obtained through simple random sampling. The target population comprised 212 respondents from all registered deposit-taking SACCOs in Western Kenya. Primary data was collected using questionnaires, while secondary data was obtained from audited financial statements of the SACCOs using a secondary data collection sheet. Validity was ensured using the pilot study to detect any ambiguities while Cronbach Alpha (α) was used to measure reliability. Statistics were generated using both descriptive and inferential methods. Descriptive data included; frequencies and percentages. Diagnostic tests comprised; normality, autocorrelation, multicollinearity, and heteroscedasticity. Inferential statistics contained correlation analysis, multiple regression analysis, and ANOVA. Risk assessment was found to have a significant relationship with credit risk in deposit taking Saccos in Western Kenya. It was recommended that SACCOs should have proper risk assessment procedures to help them identify and handle risks.
Keywords: Keywords: Risk Assessment, Saccos, Credit Risk, Western Kenya
Cite Article: "Risk Assessment and Credit Risk in Registered Deposit Taking Saccos in Western Kenya", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 11, page no.68 - 73, November-2022, Available :http://www.ijrti.org/papers/IJRTI2211011.pdf
Downloads: 000202328
ISSN: 2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID: IJRTI2211011
Registration ID:184475
Published In: Volume 7 Issue 11, November-2022
DOI (Digital Object Identifier):
Page No: 68 - 73
Country: Nairobi, N/A, Kenya
Research Area: Commerce
Publisher : IJ Publication
Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2211011
Published Paper PDF: https://www.ijrti.org/papers/IJRTI2211011
Share Article:

Click Here to Download This Article

Article Preview
Click Here to Download This Article

Major Indexing from www.ijrti.org
Google Scholar ResearcherID Thomson Reuters Mendeley : reference manager Academia.edu
arXiv.org : cornell university library Research Gate CiteSeerX DOAJ : Directory of Open Access Journals
DRJI Index Copernicus International Scribd DocStoc

ISSN Details

ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016

DOI (A digital object identifier)


Providing A digital object identifier by DOI.ONE
How to Get DOI?

Conference

Open Access License Policy

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License

Creative Commons License This material is Open Knowledge This material is Open Data This material is Open Content

Important Details

Social Media

Join RMS/Earn 300

IJRTI

Indexing Partner