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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Issue: November 2023
Volume 8 | Issue 11
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Impact Factor : 8.14
Issue per Year : 12
Volume Published : 8
Issue Published : 90
Article Submitted : 9239
Article Published : 4707
Total Authors : 12260
Total Reviewer : 556
Total Countries : 88
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| Paper Title: | Risk Assessment and Credit Risk in Registered Deposit Taking Saccos in Western Kenya |
| Authors Name: | Janet Mongina , Denis Ouma , Joseph Otsyulah |
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| Author Reg. ID: |
IJRTI_184475
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| Published Paper Id: | IJRTI2211011 |
| Published In: | Volume 7 Issue 11, November-2022 |
| DOI: | |
| Abstract: | Abstract: The study was aimed at establishing the effect of risk assessment on credit risk in deposit taking Saccos in Western Kenya. A descriptive research design was used while the sample size was obtained through simple random sampling. The target population comprised 212 respondents from all registered deposit-taking SACCOs in Western Kenya. Primary data was collected using questionnaires, while secondary data was obtained from audited financial statements of the SACCOs using a secondary data collection sheet. Validity was ensured using the pilot study to detect any ambiguities while Cronbach Alpha (α) was used to measure reliability. Statistics were generated using both descriptive and inferential methods. Descriptive data included; frequencies and percentages. Diagnostic tests comprised; normality, autocorrelation, multicollinearity, and heteroscedasticity. Inferential statistics contained correlation analysis, multiple regression analysis, and ANOVA. Risk assessment was found to have a significant relationship with credit risk in deposit taking Saccos in Western Kenya. It was recommended that SACCOs should have proper risk assessment procedures to help them identify and handle risks. |
| Keywords: | Keywords: Risk Assessment, Saccos, Credit Risk, Western Kenya |
| Cite Article: | "Risk Assessment and Credit Risk in Registered Deposit Taking Saccos in Western Kenya", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 11, page no.68 - 73, November-2022, Available :http://www.ijrti.org/papers/IJRTI2211011.pdf |
| Downloads: | 000202598 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2211011
Registration ID:184475
Published In: Volume 7 Issue 11, November-2022
DOI (Digital Object Identifier):
Page No: 68 - 73 Country: Nairobi, N/A, Kenya Research Area: Commerce Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2211011 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2211011 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016
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